Choose Medicare Dental Plans

Choose Medicare Dental Plans offers comprehensive and affordable dental coverage options for seniors. Discover the best plan that suits your needs and ensures optimal oral health. 

Dental health is a significant aspect of overall wellbeing because oral diseases can lead to other serious health issues if not treated appropriately. However, dental procedures can be expensive, and not everyone can afford them. This is where Medicare comes in to assist seniors and certain disabled individuals with their healthcare expenses. But does Medicare cover dental procedures? This article will explore this question and delve into the benefits of using Medicare Dental Plans, common procedures covered by these plans, and some of the popular Medicare Dental Plans available.

Are Dental Procedures Covered by Original Medicare?

Original Medicare, which includes Part A (hospital insurance) and Part B (medical insurance), does not generally cover routine dental care. This includes procedures such as oral exams, cleanings, fillings, tooth extractions, and dentures. However, Original Medicare may cover some dental services if they are integral to other covered services. For example, if a patient needs a dental exam before a kidney transplant, Medicare might cover the cost of the exam. Therefore, while Original Medicare provides necessary health coverage, it leaves a gap in dental care coverage. 

Benefits of Using Medicare Dental Plans

Recognizing the gap in dental coverage, many Medicare beneficiaries opt for Medicare Dental Plans, usually available through Medicare Advantage Plans (Part C). These plans offer several benefits. Firstly, they cover routine dental care, providing a safety net for those who cannot afford out-of-pocket dental expenses. Secondly, these plans promote preventive care, covering services like cleanings and exams that can help prevent more serious and costly dental problems down the line. Lastly, having a Medicare Dental Plan can lead to better overall health, as there is a strong connection between oral health and conditions like heart disease and diabetes.

Common Procedures Covered by Dental Medicare Plans

The coverage provided by Dental Medicare Plans varies depending on the specific plan. However, most plans cover preventive services such as routine cleanings, exams, and X-rays. Basic procedures like fillings, extractions, and root canals are often covered, although the patient may have to pay a percentage of the cost. Some plans also offer partial coverage for major procedures like crowns, bridges, and dentures. It's important to note that cosmetic procedures, such as teeth whitening, are typically not covered by these plans.

Popular Medicare Dental Plans 

There are numerous Medicare Dental Plans available, and their coverage and costs can vary widely. Some of the popular ones include AARP MedicareComplete, Humana, and Aetna Medicare Advantage plans.

  • AARP MedicareComplete, insured through UnitedHealthcare, provides coverage for preventive and comprehensive dental services with no referral needed for specialty care.

  • Humana offers several Medicare Advantage plans with dental coverage. Some of their plans even include orthodontic services, dentures, and dental implants.

  • Aetna Medicare Advantage plans offer a broad range of dental services. Their plans include preventive care at no extra cost and coverage for basic and major services.

It's crucial for beneficiaries to compare plans and choose one that suits their specific needs and budget.

While Original Medicare does not typically cover dental procedures, beneficiaries have the option to receive dental coverage through Medicare Dental Plans. These plans offer several benefits, including coverage for routine dental care and prevention of more serious health issues. The specific coverage varies by plan, but commonly includes preventive services, basic procedures, and sometimes major procedures. Popular Medicare Dental Plans like AARP MedicareComplete, Humana, and Aetna offer various services catered to the different needs of beneficiaries. Therefore, it's essential for individuals to understand their options and choose a plan that fits their dental care needs and financial situation.